Government legislation may allow you to write off your unaffordable debts and avoid bankruptcy. You could:

  • Completely write off up to 75% of your unaffordable debts
  • Instantly stop interest and charges from accumulating
  • Consolidate all your bills into one affordable monthly payment
  • Stop all collection calls, bailiffs and creditor harassment
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What Exactly Is An IVA?

It's very simple. All you do is make one affordable monthly payment to a qualified legal professional, who in turn distributes the payments according to the amounts previously agreed by your creditors in an IVA proposal.

You do this every month, for 60 months, and at the end of the term any debt balances you still owe are written off. You don't have to deal with nasty creditors any more, and all the hard work is done for you. And since an IVA is a legally binding agreement, your creditors can't back out or change the terms after they agree to them.

What Are The Benefits?

An IVA is often considered to be a great option for people who find themselves in debt. Here's why:

  • Have up to 75% of your unsecured debt legally written off
  • Substantially reduce your monthly bill payment
  • Interest and late payment charges are instantly frozen
  • Creditors are forced to stop all communication with you
  • You will be completely debt free in just 60 months
  • You make just one monthly payment for all of your debts
  • You will keep your assets including your home and your car


Debts That Can Be Included You can include any of the following debts in an IVA:
Credit Cards
Store Cards
Payday Loans
Personal Loans
Lines Of Credit
Business Debt

Do I Qualify For An IVA?

In order to qualify for an IVA you must meet the following criteria:

  • You are £5,000 or more in debt
  • You owe money to two or more creditors
  • You can pay back a minimum of £75 per month
  • You are employed or self employed

Click the link below, answer a few questions and we'll let you know if you qualify for an IVA. If so, we'll connect you with a debt advisor wo can help you become debt free the fastest way possible.

IVA Example

Unsecured Debts
Credit Card#1 £8,500
Credit Card#2 £4,000
Credit Card#3 £6,000
Personal Loan £1,500
Store Card £5,000
Payday Loan £2,000
Overdraft £1,000
Total Owed £28,000
Your Monthly Payments
Before IVA
£700 Per Month
After IVA
£140 Per Month
Total Owed £28k
Now Owing £8.4k
Written Off £19.6k